{"id":836,"date":"2024-07-07T22:32:39","date_gmt":"2024-07-07T22:32:39","guid":{"rendered":"https:\/\/wiseinspections.com\/?page_id=836"},"modified":"2025-10-30T18:12:42","modified_gmt":"2025-10-30T18:12:42","slug":"four-point-inspection","status":"publish","type":"page","link":"https:\/\/wiseinspections.com\/four-point-inspection\/","title":{"rendered":"FOUR POINT INSPECTION"},"content":{"rendered":"\t\t
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Four Point Inspection<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Get Your Four Point Report in as Little as 24-48 Hours!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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When purchasing a home in Broward or Palm Beach, Florida, a 4-Point inspection is usually needed in order to get a new homeowners insurance policy.\u00a0 Also, if you are shopping for a new policy, insurance companies usually ask for a 4-Point Report. This is normally if your home is 20 years old or more, but some insurance companies want it on newer homes.<\/p>

What is a 4-Point Inspection?<\/b><\/strong><\/p>

A 4-Point Inspection is a brief summary of the 4 main systems: electrical, air conditioning, roof, and plumbing. Insurance companies are trying to minimize their risk by making sure your systems are in working order and not too old and about to fail.<\/p>

Insurance companies are especially concerned with the age of roofs.\u00a0 Some insurance companies don\u2019t want to give you coverage if your roof is more than 10 years old; some will allow 15 years, and some will go longer.\u00a0 It depends on what type of roof you have. They are also looking to see how many years of life an inspector is predicting for the roof. Insurance companies usually want to see that the roof has 5 years of remaining life before they will bind insurance.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\tNeed a 4-Point Inspection for your insurance approval?\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Do You Have a Failed 4-Point Inspection?<\/b><\/strong><\/p>

If you failed your 4-Point Inspection, you would have to fix those items in order to get your insurance coverage bound.\u00a0 This could be something as simple as a doubled-tapped electrical connection in your electrical panel or a leaking valve.\u00a0 Take a look at your Four Point Inspection Report and see what was marked as \u201cunsatisfactory.\u201d\u00a0 You may need to replace an unreliable electrical panel. It could also be something major like an old roof.\u00a0 Even if your roof looks okay and is not leaking, the insurance company may not want to take the risk.\u00a0 In this case, you need to shop around or be able to provide a Four Point Report or Roof Certification stating that the roof has\u00a0 5 years remaining life.<\/p>

Does a 4-Point Report Give Me Insurance Discounts?<\/b><\/strong><\/p>

You may get a better rate if you have a newer roof or newer plumbing.\u00a0 These may also give you more choice of insurance carriers.\u00a0 Some carriers will not provide coverage or will charge a higher premium if they consider you a higher risk.<\/p>

Need your report in a hurry?\u00a0 We will have the report back to you on the same day. Broward County, Palm Beach County<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tSchedule Your 4-Point Inspection<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Schedule your 4-Point Inspection in Coral Springs or anywhere in Broward or Palm Beach today!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The 4-Point Inspection offers a limited scope evaluation of these four systems:<\/p>

  • Roofing<\/strong><\/li>
  • Electrical<\/strong><\/li>
  • Heating \u2013 Air Conditioning<\/strong><\/li>
  • Plumbing<\/strong><\/li><\/ul>

    The 4-<\/b>point inspection<\/b><\/strong>\u00a0is performed in order to check the components, age, and overall condition of these four systems for the\u00a0benefit of the insurance company<\/b><\/strong>. This type of inspection is different than a \u201cgeneral home inspection\u201d which is more thorough in breadth and scope.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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